What are the costs of buying a French house?
Let me explain the actual costs you'll face when buying a house in France. Takeaway If you don’t like numbers and figures, just remember...
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Pierre Guillery
Oct 33 min read
Why should I care about currency exchange?
If your home currency is the US dollar or the British pound, pay attention! When you're buying a house in a country that uses a currency...
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Pierre Guillery
Jul 301 min read
Renting before buying? Here are the things to know!
Here is a question I get a lot! Like a lot... It's a very legitimate question too, as it makes a lot of sense to rent before you buy. I...
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Pierre Guillery
Nov 11, 20172 min read
Work out your “true” budget
From your set budget, you need to work out your true, realistic budget. You need to take into account all the things that traditional...
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Pierre Guillery
Nov 10, 20172 min read
Price ranges and listed prices
Your TPM (“true purchase maximum”) will help you decide which properties to visit. Say your TPM is 410,000€. You can safely assume that...
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Pierre Guillery
Nov 9, 20172 min read
Making an offer
Your initial offer is crucial Your initial offer is the start the discussion – not the end point. So your initial offer should not be the...
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Pierre Guillery
Nov 8, 20172 min read
Negotiating with a traditional agent
A 3-way discussion Buyers should remember that it is not a good idea to disclose any information to the agent that could be used to their...
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Pierre Guillery
Nov 7, 20172 min read
Agents’ fees
Listing agent The traditional agent’s commission: By law, offered prices must include the selling agent’s fee: the offered price should...
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Pierre Guillery
Nov 6, 20172 min read
Can you lose your house to overbidding?
You may have heard about people having their dream property snatched away by a competitor with a higher bid, just before exchange of...
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Pierre Guillery
Nov 5, 20171 min read
Purchase tax – aka “frais de notaire”
“Notaire’s fee” (“frais de notaire”) is a global term used to describe the legal costs of the purchase, which include taxes to be paid on...
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Pierre Guillery
Nov 4, 20172 min read
Getting your money across - safely
Transfer of funds At the time of the compromis de vente, you need to arrange transfer of funds to pay the deposit of (usually) 10% of the...
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Pierre Guillery
Nov 3, 20171 min read
Getting a mortage
In our experience, most foreign property buyers in Uzège pay cash. It is possible that try and arrange a mortgage with their high-street...
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Pierre Guillery
Nov 2, 20172 min read
Local property taxes
Taxe d’habitation It is a residence tax. You have to pay this tax if you own a property and live in it yourself (or have it available for...
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Pierre Guillery
Nov 1, 20172 min read
Wealth tax and CGT
Wealth tax In 2017 (for 2018 budget), the wealth tax as we know it has been repealed and replaced by a tax on real estate. Paradoxically,...
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Pierre Guillery
Oct 31, 20172 min read
Utilities & services
If your reason for buying a house in France is to move there permanently, you may wish to compare the costs of services, utilities and...
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Pierre Guillery
Oct 29, 20172 min read
Renovations
Which type of renovation? Full blow renovation projects are still possible to find around Uzès, but you should be careful about which...
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Pierre Guillery
Oct 28, 20172 min read
Rent your home - making the house pay for itself
An increasing number of foreign buyers come to realise that the cost of maintaining their French house is not unsubstantive, and that the...
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Pierre Guillery
Oct 27, 20171 min read
How can I rent when I am not around?
Obviously, you will need to hire dedicated professionals to organize the rental logistics on your behalf. Those professionals are...
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Pierre Guillery
Oct 26, 20173 min read
FAQ about money matters
Does it make sense to negotiate on my own?Negotiation is not for the faint hearted. Especially when it is done in a foreign language, via...
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